Term Life Return of Premium

Return of Premium Term Life Insurance is similar to Term Life Insurance in that it is purchased to cover a particular time period and does not build value over the life of the term; however, it differs in that if no death benefit is paid, at the end of the term, the entire premium that was paid is returned to the policyholder.

Because of the return of premium feature, the monthly premiums for this type of policy will run higher than for regular Term Life; however, policyholders who expect to outlive their terms can be assured of getting back the money they put in to the policy.  Please talk to one of our agents to find out of this policy is right for you.